IFMR Capital works at creating a stable and inclusive financial system in India by providing efficient and reliable access to finance for high quality originators. These originators in turn reach out to millions of under-served households and businesses across the length and breadth of India. IFMR Capital works in six sectors today – micro finance, affordable housing finance, small business finance, vehicle finance, agricultural finance and corporate finance.
Fostering deep partnerships with each of our client originators, we aim to deliver optimal debt solutions at each stage of their growth. Through our structured finance approach, we give these originators access to a large pool of mainstream investors. We consider ourselves as principals and hence invest in the debt of our partner originators. Our investments span across securitisations, loans, guarantees, risk participation and various other forms of debt. This demonstrates our skin-in-the-game and reassures our investors of the quality of our diligence, the efficiency of our structuring and the robustness of our risk monitoring. By ensuring incentivisation across all parties to a transaction, we thereby link our own success to that of our clients.
We are ambitious in what we aspire to do for the spaces we work in and have grown year on year in terms of the volumes of financing enabled for our clients while continuing to be a profitable company. We aim to steadily expand our base of clients and our spread of sectors. We also aim to continuously add to our list of investors and diversify our investor base.
Providing access to finance for all in a sustainable manner is not a trivial task. And hence we have the best minds working with us. Our people are professionals who care for our mission. They are knowledgeable, competent, committed and passionate about their work. They are dependable and possess a high level of integrity.
As a team, we are aware of the challenging nature of the task we have taken upon ourselves. But we are well geared to take on these challenges and excited about the opportunity to make a difference.